At Kremer & Associates, we recognize that you've worked hard to get where you are today. We have an unwavering commitment in helping you manage risk, provide lifetime income, and reduce the time and energy you spend worrying about the wealth you've created. As your financial advisor, we are here to look out for you, provide strategies to help, and remain your diligent guide throughout any and all obstacles.
Today more than ever, it is critical having a financial planner watching out for you and your financial well being. You deserve to work with a wealth management team that understands that risk needs to be managed. Kremer & Associates is a wealth management firm dedicated to helping individuals participate in markets when appropriate, seeking to protect assets when necessary, and pursuing growth of your equity over time.
* Please note - No strategy ensures a profit or protects against a loss. There is no guarantee that the investment objective will be met.
Caring for Aging Parents
As our nation ages, many Americans are turning their attention to caring for aging parents.
Women and Retirement
Women must be ready to spend, on average, more years in retirement than men.
Inflation - Back to the Future
Even low inflation rates over an extended period of time can impact your finances in retirement.
Here are several important changes to Social Security that may impact how and when you can begin taking income benefits.
Healthy habits are one of the greatest gifts to give your child.
Alternative investments are going mainstream for accredited investors. It’s critical to sort through the complexity.
The uncertainties we face in retirement can erode our sense of confidence.
For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.
If you have a traditional IRA, you may have the opportunity to extend its tax-deferred status across multiple generations.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Estimate your monthly and annual income from various IRA types.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
This calculator can help you estimate how much you should be saving for college.
Assess whether you are running “in the black” or “in the red” each month.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Principles that can help create a portfolio designed to pursue investment goals.
A presentation about managing money: using it, saving it, and even getting credit.
There are a number of ways to withdraw money from a qualified retirement plan.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
How federal estate taxes work, plus estate management documents and tactics.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
It’s never a bad time to speak with your financial advisor about changes in your situation.
Recent changes in estate tax laws could affect the strategy you have in place.
Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.
Pundits say a lot of things about the markets. Let's see if you can keep up.
The seas of the market are constantly shifting. Whether the good ship IPO can set sail may depend heavily on the tides.