At Kremer & Associates, we recognize that you've worked hard to get where you are today. We have an unwavering commitment in helping you manage risk, provide lifetime income, and reduce the time and energy you spend worrying about the wealth you've created. As your financial advisor, we are here to look out for you, provide strategies to help, and remain your diligent guide throughout any and all obstacles.
Today more than ever, it is critical having a financial planner watching out for you and your financial well being. You deserve to work with a wealth management team that understands that risk needs to be managed. Kremer & Associates is a wealth management firm dedicated to helping individuals participate in markets when appropriate, seeking to protect assets when necessary, and pursuing growth of your equity over time.
* Please note - No strategy ensures a profit or protects against a loss. There is no guarantee that the investment objective will be met.
Women and Retirement
Women must be ready to spend, on average, more years in retirement than men.
Inflation - Back to the Future
Even low inflation rates over an extended period of time can impact your finances in retirement.
The Investment Risk No One’s Ever Heard Of
You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
How long does a $20 bill last?
A few strategies that may help you prepare for the cost of higher education.
Six overlooked tax deductions to help manage your tax bill.
To choose a plan, it’s important to ask yourself four key questions.
Here are some simple and inexpensive energy-saving tips that may help you save money.
Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Use this calculator to better see the potential impact of compound interest on an asset.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Using smart management to get more of what you want and free up assets to invest.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Principles that can help create a portfolio designed to pursue investment goals.
A presentation about managing money: using it, saving it, and even getting credit.
How federal estate taxes work, plus estate management documents and tactics.
Investment tools and strategies that can enable you to pursue your retirement goals.
Roth IRAs are tax advantaged in a different way from traditional IRAs.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
There are hundreds of ETFs available. Should you invest in them?
There are three things to consider before dipping into retirement savings to pay for college.
Investors seeking world investments can choose between global and international funds. What's the difference?
Despite recent tax-law changes, many Americans are expected to pay the AMT this year.