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Suite 305

Wexford, PA 15090

info@kremerassociates.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Private Advisor Group Form CRS.

Don Kremer CFP®, and Mark Kelly are Registered Representatives with and securities offered through LPL Financial, Member FINRA & SIPC.

Investment advice offered through Private Advisor Group, a registered investment advisor. Kremer Associates and Private Advisor Group are separate entities from LPL Financial.

The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.